About Kiv Insurance

Kiv Insurance is your trusted and smart go-to source before buying insurance for your family or company.

The Kiv Insurance Community

Kiv Insurance is built around a community of people like you: individuals, families, business owners, CFO’s, HR professionals. Pretty much anybody who buys insurance for themselves or their company.

We need you to review your current insurance programs, your consultants, your agents, and brokers.

Your reviews will help us build the largest unbiased insurance review system on the planet.

But don’t forget to tell us why you are happy with your current providers.

Tell us how they paid the last claim promptly. Tell us how professional was the claims adjuster. Tell us how your broker goes the extra mile to find a fair price and great insurance companies. Tell us if you have the cell number of your consultant and if she returns your calls immediately.

Say all of that in your own words. Then, leave it to us to read the comments, sort them out, classify them and serve you useful data.

If we do something wrong, tell our Founder directly.

Our Founder

Our founder, JB Duler, is an Engineer (Mining and Applied Math) and a Finance MBA (from Wharton) who has spent most of his career in the financial services industry. From AXA/Equitable in Europe to FM Worldwide, to CIGNA / ACE / Chubb in Europe and in the US.

Never happy with the status quo, he is known in the US as the Founder of Esurance and served as its first CEO. Esurance is now a $2B company part of Allstate. He also founded a consulting and insurance firm that he ran for 10 years before selling to AJ Gallagher (AJG), the third-largest insurance broker in the world.

He is or has been licensed in all 50 states for Property & Casualty, health and benefits, life and accident, and held a series 6 and 63 license from FINRA. He served on the board of one of the largest insurance clusters in the country.

He is also behind the first two software companies leveraging the use of smartphone data to analyze your driving (and infringing on your privacy rights) in 2011 (he now regrets that).

As CEO and a CFO of several companies and nonprofits, he has spent millions of dollars on insurance programs.

His clients have included some of the top technology companies (Apple, HP, Okta), some of the biggest construction companies (Jacobs Engineering, Bechtel), or manufacturing (Caterpillar, IBM, Taiwan Semiconductor, Philip Morris).

You can learn more about JB on LinkedIn.

Security and privacy

Security and privacy are at the core of what we do.

You may have noticed that there is no link on our pages to a like on Facebook, or a share on Twitter, or on Instagram.

You may, or may not, know that, as you put that little logo at the bottom of the page, your information is tracked, wherever you go, forever. Those ad-tech companies exist to serve one purpose: track you everywhere, whether you know it or not, whether you even have a Facebook account or not. And serve you annoying ads.

Kiv Insurance does not have a sign in through Google, LinkedIn, or Facebook for those reasons.

While it is very tempting for some to make money through the sale of your personal data to third parties, this is not what Kiv Insurance is all about.

We are 100% compliant with California and European Union rules and regulations, even if we do not have to.

More information can be found on our Privacy Policy page.